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Upfront Fees

The Upfront fees consist of the Dealer Origination, PPSR and the Establishment fee. These fees are included in the total amount financed/repayment estimate.

Dealer Origination Fee

This is a fee the Citroën dealership you finance through charges to cover the cost of setting up your loan. This includes the cost to explain the finance product to you, arranging all of the paperwork necessary for your submission and managing the settlement of your loan application.

PPSR Fee

This fee covers the cost of the credit provider you finance through registering its security interest in your vehicle on the Australian Government's Personal Property Securities Register (PPSR). This confirms that the vehicle is under finance and that Citroën Financial Services holds an interest over the vehicle until the loan contract is paid out in full by you.

Establishment Fee

To open your approved car loan an Establishment Fee is charged by Citroën Financial Services to cover the costs associated with creating your personalised loan.

Indicative Interest Rate / Comparison Rate

The indicative interest rate is the percentage of interest you are charged each month on the outstanding balance of your loan. However, the comparison rate includes your loan’s interest rate - plus other fees and charges relating to your loan - and expresses the combined amount as a percentage figure to determine the true cost of your loan. Estimates are indicative only. This indicative estimate has been provided to assist you with calculating what your payments may be and does not constitute an offer capable of acceptance. Rates are subject to the accuracy of the information provided by you, the outcome of the assessment of your application and changes in base rates. Any changes to the loan details may result in a different interest rate. The actual rate applied and repayment amount will be confirmed in the finance documentation if your application is approved. Fees and charges are payable. Full terms and conditions are available on request.